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I would love to be money smart . So after a lot of digging asking questions like I am not money smart because I lack present moment awareness. I lack present moment awareness because I'm co dependent... And on it went till I reached a point where the two main crippling beliefs in being money smart is being assertive and I fear to be assertive because of the fear of conflict. How do I reframe this fear of conflict ? People fear to assert themselves because of fear of conflict. Sometimes being assertive then goes too far and instead you become aggressive..which isn't a good thing especially if you want to get your point across in a business discussion. Please help.